Down & Dirty Financing

The Down & Dirty Sale is all about getting you the ride you want. So, if you've been thinking about upgrading your machine, financing might make it easier than you think!



In fact, nearly 70% of powersports buyers finance their purchase. With the right structure, it can help you get the machine you want while keeping your monthly payment affordable.

During our Down & Dirty Sale, we’re making it even easier.

.WHY FINANCE WITH US?.

When you work with us, you’re not stuck filling out confusing applications and paperwork. Our experienced team understands how to match you with options that fit your needs.

Here’s what makes River Valley different:

🏦 30+ lenders

📅 Flexible terms

(60 to 120 months available)

🔒 Fixed rate loans

⚡ Fast approvals

💳 Competitive rates

(promo rates as low as 0%)

🚫 No prepayment penalties

🛠️ Bundle accessories, parts, protection plans & more into one easy payment!

Our goal is simple, get you riding sooner with a payment that works for you.

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.COMMON FINANCING MYTHS.

.MYTH:. Financing takes days or weeks.

.REALITY:. Many complete financing and take delivery the same day.

.MYTH:. I should always finance through my bank.

.REALITY:. Our long-standing relationships with a wide network of lenders help us secure tailored plans. Many even specialize in recreational vehicles, giving us more flexibility to find the right fit for you.

.MYTH:. My credit has to be perfect to get approved.

.REALITY:. With the wide variety of lenders we work with we can help customers explore different options.

.MYTH:. Financing only covers the machine.

.REALITY:. You can often roll parts, accessories, protection plans, and more into one monthly payment.

.MYTH:. Paying off a loan early comes with penalties.

.REALITY:. Many loans have no prepayment penalty, so you can pay it off sooner if you choose.

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.MEET OUR BUSINESS MANAGERS.

Financing can feel intimidating if you don’t know who you’re working with. Our business managers are here to make the process simple, transparent, and fast.

Questions about financing? Talk to our team!

📞 .CALL OR TEXT:. 651-388-700 .RED WING. | 507-287-3333 .ROCHESTER.

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.Want to lower your monthly payment?.

One of the easiest ways is by trading in your current machine. We offer competitive trade values and a quick, easy evaluation process. Plus, we’re currently accepting trades on just about anything! (snowmobiles, cars, boats, trailers, and more!)

We’ll even buy your machine outright, saving you the time and hassle of trying to sell it privately. No listings, no scam messages, no meetups, and no waiting around for a buyer.

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Ready to get started? Your next ride is closer than you think…